Home » Understanding The Fair Deal Scheme – A Comprehensive Guide to Ireland’s Long-Term Care Program

Understanding The Fair Deal Scheme – A Comprehensive Guide to Ireland’s Long-Term Care Program

by janeausten

The Fair Deal Scheme is a programme from the Irish government to help people with disabilities. It provides assistance for people with disabilities, carers and families in Ireland. This article will look at who is eligible for the scheme and what it does for them.

Intro

The Fair Deal Scheme is Ireland’s long-term care program. It provides financial support to people who need long-term care, whether in their own homes or in residential care.

The scheme is means-tested, so your eligibility for support depends on your income and assets. You will also be required to make a contribution to the cost of your care, based on your ability to pay.

If you are eligible for support, the scheme will pay for a range of services, including personal care, nursing care, and accommodation. The level of support you receive will be determined by your assessed needs.

The Fair Deal Scheme is open to all residents of Ireland who need long-term care. If you think you may be eligible for support, contact your local health authority to find out more.

The Aim of the Scheme

The aim of the scheme is to ensure that people who need long-term care can get the care they need, when they need it. It also aims to provide financial support to people who are unable to pay for their own care. The scheme is means-tested, so only those who cannot afford to pay for their own care will be eligible for financial support from the scheme.

How it Works

The Fair Deal scheme is a long-term care program that provides financial assistance to people who need help with the cost of their care. The scheme is means-tested, which means that your income and assets will be taken into account when you apply for assistance.

If you are eligible for the scheme, you will pay an assessed contribution towards the cost of your care. The amount you pay will depend on your means, and will be capped at a certain level. The rest of the cost of your care will be covered by the scheme.

You can apply for the Fair Deal Scheme if you need help with the cost of long-term nursing home care, or if you are receiving home support services from a public or private provider.

Meeting The Requirements

In order to be eligible for the Fair Deal Scheme, an individual must:

– Be ordinarily resident in Ireland

– Require long-term nursing home care

An individual is considered to be ordinarily resident in Ireland if they have been living in the country for at least 3 of the last 5 years. If an individual does not meet this criteria, they may still be eligible for the Scheme if they can demonstrate a strong connection to Ireland, such as having family members living in the country.

Once an individual has been assessed as requiring long-term nursing home care, they will be means tested in order to determine their level of financial contribution to their care costs. This assessment takes into account the value of an individual’s assets, including their property (if any), as well as their income.

Who is Eligible?

If you are an Irish citizen or a permanent resident of Ireland, you may be eligible for the Fair Deal Scheme. You must also be aged and need long-term nursing care.

To be eligible for the scheme, you must have lived in Ireland for at least 3 of the last 5 years. If you have not lived in Ireland for at least 3 of the last 5 years, you may still be eligible if you can show that you have strong ties to Ireland.

If you are a resident of a nursing home, you may be eligible for the scheme if you need nursing care on a long-term basis. You must also meet the residency requirements as described above.

What Happens if You Miss A Payment?

If you miss a payment on your long-term care insurance policy, there are a few things that could happen. Your policy could be cancelled, or you could be charged a late fee. If you have a lapse in coverage, you may have to pay a higher premium when you re-apply for coverage.

More Information and Support

If you would like more information on the Fair Deal Scheme, you can contact your local health office or the HSE’s National Contact Point. The HSE also have a dedicated website with information on the Scheme.

There are a number of support services available if you are considering long-term care, including:

The Money Advice and Budgeting Service (MABS) – offers free and confidential financial advice to people in debt or experiencing money difficulties.

The Citizens Information Service – provides information, advice and advocacy services nationwide.

Age Action Ireland – works to improve the quality of life of all older people and promote positive attitudes towards ageing. They offer a range of services and programmes, including training courses on computer skills, retirement planning and living alone.

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